Search
Rates
Lakeland Credit Union offers competitive rates and unique Member Value Pricing. Plus Profit Sharing for all the business you do with us.
Find the mortgage term that’s right for you
3 YEAR FIXED
Insured Residential Mortgages MVP Rate
4.94
*
%
4 YEAR FIXED
Insured Residential Mortgages MVP Rate
4.84
*
%
5 YEAR FIXED
Insured Residential Mortgages MVP Rate
4.79
*
%
The current LCU Prime rate is 7.20%
Contact one of our advisors to get your unique
Member Value Pricing (MVP)
Mortgage Rates
Our Mortgage Calculator and Loan Calculator will help you see what your payments would be.
| Special Offers | MVP Rate (%) |
| 3 Year - Insured Fixed Rate | 4.94* |
| 4 Year - Insured Fixed Rate | 4.84* |
| 5 Year - Insured Fixed Rate | 4.79* |
| Terms | MVP Rate (%) |
| 1 Year Open / Variable |
Prime + 1.00* |
| 1 Year | 6.69* |
| 2 Year | 6.29* |
| 3 Year | 5.39* |
| 4 Year | 5.19* |
| 5 Year | 5.09* |
Loan Rates
| Personal Loans | Rate (%) |
| Variable (as low as) | Prime + 2.20* |
| Fixed (as low as) | 7.85* |
The current Prime rate is 7.20%.
*Certain conditions apply. *Rates subject to change without notice.
Investment Rates
| Non-Redeemable Short Term | MVP Rate (%) |
| 30 Day | 2.80* |
| 60 Day | 2.85* |
| 90 Day | 3.30* |
| 180 Day | 3.55* |
| Non-Redeemable Short Term | MVP Rate |
| 1 Year | 4.90* |
| 2 Year | 4.50* |
| 3 Year | 4.25* |
| 4 Year | 4.25* |
| 5 Year | 4.25* |
| Redeemable Long Term | MVP Rate |
| 1 Year | 3.25* |
| Minimum Investment: $500 | |
*Certain conditions apply. *Rates subject to change without notice.
Savings Accounts
Advantage Savings Account is the most flexible and high interest rate savings account in the Lakeland. This is the perfect savings account for your next vacation, down payment or big purchase.
| Advantage Savings | Base Rate (%) |
| $0.00 - $9,999 |
1.90 |
| $10,000 - $99,000 | 2.15 |
| $100,000+ | 2.30 |
Foreign Exchange
You can use our Currency Exchange Calculator below to determine the exact conversion amounts.
| Foreign Exchange | Rate |
| USD Buying | 1.3321 |
| USD Selling | 13951 |
Rates effective date May 3, 2024.