ABWP Lakeland Credit Union
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MasterCard®

Check your statement and pay online.

Lost or stolen card?
Call within Canada and continental U.S.A. – 1-800-567-8111
Outside Canada and continental U.S.A. – 1 (306) 566-1276 (collect)

View the Choice Rewards catalogue.

View the Platinum Class Rewards catalogue.

Reminder: If you enter your PIN three times incorrectly, your account may be automatically blocked for security reasons.
To remove the block from your account, visit www.choicerewards.ca/chip for a list of Credit Union locations where you can unblock your pin.

No Fee Low Fee Low Fee Gold Gold World Elite School
Basic Information
Annual Fee check $12.00 $35.00 $96.00 $150.00 check
Annual Fee with Choice Rewards® check $24.00 $59.00 $120.00 $150.00 $24.00
Additional Card Annual Fee with Choice Rewards® check check check check $40.00 check
Additional Card Annual Fee without Choice Rewards® N/A N/A $12.00 $36.00 N/A N/A
Interest Rate 19.99% 19.49% 19.49% 19.49% 19.49% 19.49%
Grace Period 21 Days 21 Days 21 Days 21 Days 21 Days 21 Days
Rewards (Points per dollar spent) 1 per 2.00 1 per 1.00 1 per 1.00 1 per 1.00 2 per 1.00 1 per 1.00
Bonus Sign-Up Points 1,000 3,000 5,000 5,000 1,000
Insurance Benefits
MasterPurchase® No check check check check check
MasterRental® No No check check check No
MasterTrip® check check check check check check
Travel Health Plan No No No check check No

The Introduction of Chip Cards

A chip card has an embedded microchip, offering you a new layer of security. Chip cards make your already secure payment method safer than ever. The information on the chip is encrypted and extremely difficult to copy or counterfeit. For more information on chip cards, click here.

Why choose a Credit Union MasterCard®?

Credit Union MasterCard® offers a wide range of credit card products with unique features designed to fit your needs.

  • $100,000 Travel Accident Insurance - use to purchase travel tickets and you and your immediate family are automatically covered for $100,000.
  • Purchase Protection Insurance – for 90 days from the date of purchase for most items.
  • Extended Warranty Insurance – doubles the original manufacturer warranty up to one extra year on most items purchased.

MasterCard® Options

MasterCard® Global Payment Card

The GLOBAL PAYMENT® MasterCard® card offers you the convenience, flexibility and worldwide global acceptance of a traditional MasterCard® credit card. GLOBAL PAYMENT® MasterCard® can be used anywhere MasterCard® is accepted including shopping online and accessing cash at an ATM. But, unlike the traditional MasterCard® credit card, the funds are automatically moved from your credit union account to pay off the balance after the transaction is completed. GLOBAL PAYMENT® MasterCard® is a convenient extension of your account and is only available through your credit union.

  • Optional Balance Protection Insurance – protection against job layoff or involuntary dismissal, disability, illness or accident; payment will be made on your account until you return to work, up to $10,000; in the event of loss of life, total balance will be paid, up to $10,000; cost is 90 cents per $100 of current monthly balance, taxes may apply; automatic guaranteed acceptance if under age 65.19
  • MasterPurchase® – protects new purchases against theft, loss, and damage; up to 90 days; doubles manufacturer’s warranty up to a max of two years
  • MasterRental® – collision damage waiver, car rental accidental death coverage, and personal effects benefits
  • MasterTrip® – common carrier insurance, baggage delay, trip cancellation, unexpected return home, accidental death, and emergency assistance services
  • Travel Health Plan – medical coverage applies to cardholders 75 years of age and under, maximum $2,000,000 per covered person; includes hospital services, health care professionals, prescriptions and treatments, emergency dental care, and transportation benefits

Please note: As of March 31st, 2013 MasterCard® will be discontinuing the Master RoadAssist service as a core benefit on your MasterCard® credit card account. For further details, log on to www.cuets.ca.

Your MasterCard® credit card is accepted at more than 28 million locations internationally; however, there are a few places where it’s not. When planning trips outside Canada please remember that transactions made in Iran, North Korea, Myanmar (Burma), Sudan and Syria will be declined.

To contact us or if you have questions, or want to become a member, visit the links to the right.